Increase the cost of auto insurance

auto insurance

However, the cost of the policy has more to do with the driver’s profile and not with the type of vehicle since 93% of the incidents has to do with the human factor. Some of the factors that insurers take into account when calculating the price of insurance:

auto insurance

The better the driving record the lower the policy. Generally, a driver with traffic violations or recurring accidents with the vehicle pays a higher premium than another with a free history of these does does. Usually, due to higher odds of vandalism, theft and accidents, urban areas tend to be more expensive for auto insurance than smaller cities, towns and rural areas. Continue reading “Increase the cost of auto insurance”

A bank forced to pay back the mortgage including Tax

saving immediately

For the first time a court in Seville has forced a bank to repay the costs of formalizing a mortgage. That is including the Tax of Documented Legal Acts a tax that represents more than 70% of the expenses to be paid by the mortgaged. The ruling considers these expenses amounting to almost 4,000 abusive.

saving immediately

According to a statement from the law firm until now the court had upheld the nullity of property registration expenses. Almost in a majority way, that of notary expenses, thanks to Supreme Court ruling. However, this ruling is a pioneer since it opens the way to the judicial claim of the tax. That being regulated by a tax regulation, is considered as acquiring the applicant of the loan, thus leaving it to the discretion of each court. However, with this ruling it is possible to get the return of this tax to the mortgaged. Continue reading “A bank forced to pay back the mortgage including Tax”