Medical insurance provides a number of advantages. Such as being able to choose the specialist, you like within a medical chart. It also gives you the ability to prescribed diagnostic tests. It is without having to be on a waiting list. This is only part of the insurance attractive. First, you must understand the purpose of medical insurance is to eliminate the risk. That is if there is a risk of getting sick or having an accident. The insurance covers that risk. A good international medical insurance must consider minimum the following points.
Check the quality of medical care centers
There are many insurance companies sell medical insurance. However, few have a high level of specialization. Check your experience in the field whether it is the main or one in its product catalog. An important is the quality of the medical staff. It is the centers where they will receive assistance. It distinguished by having a good level of care, excellent facilities, and equipment. Proximity to your residence is a factor that should weigh the choice. Continue reading “Tips for Selecting the Best medical insurance Plan”
The probability of being the winner of the ‘Gordo’ of the Lottery is 0.001%. That is you can smile fortune. It is convenient to have a ‘plan B’ in case the statistics do not favor you. Think in less fortuitous ways to maximize the savings in the long term. Each spends on average according to Lotteries and State Betting about € 500 per year including all kinds of games of chance such as sports betting, casinos, etc. If instead of spending that money each year, one opts to invest for 30 years in the stock market, with an annual return of 10%. We would have 100,000 € at the end of that period.
The formation in oneself is the best investment:
As Warren Buffett says, the best investment that can be made is in oneself. That is, training, acquiring new knowledge and increasing our value in the market. The power of compound capitalization not only affects money. It also does it with knowledge. Buffett is living proof of what 70 years of devouring pages and more pages can do. Continue reading “Advice on investment value”
The experts give six recommendations on how to take care of the savings.
1) Analyze your investor profile. Before making any decision, think about the risk you are willing to take.
2) Do not put all the eggs in the same basket, that is, diversify to get the most out of your money and, above all, to minimize the risks.
3) Think about the term you want to invest and for what purpose you want to do it. When you collect the prize, consider what you want to do with it: liquidate your debts. Guarantee you an extra income for the day of your retirement. Maximize your savings thinking about your heirs. Pose these questions and, in addition, analyze the time you can live without touching the prize. Money will help you make the right investment decisions. Continue reading “Six keys to take care of money”
There are those who say that millennials are ‘zero’ interested in acquiring their own home. Their desires and interests for the future focused on something very different. That are the trips and the experiences lived in their day to day. They flee to stability and the comfort zone because they consider that they made to do big and important things. Many consider them ‘lazy’ and without projections. It has shown through studies that young people are interested in investing. It is growing professionally to get to know each other while climbing in better positions.
They do not think of buying housing as a goal that allows family building. Because it is not their life pillar for the future, they do consider it important to save good money to buy a property. Because this allows them to have an extra income to their salary remuneration, for them without a doubt this is a very considerable form of business. However, rather than analyzing the circumstances around you to determine whether to invest in housing. You should keep in mind the situation of the country’s economy policies and regulations. They could affect largely the value of the home. You are interested or the value of the installments that you would have to pay in the case of going to a mortgage loan. Continue reading “Do you want financial institutions to lend you easier money?”
The most recent financial inclusion report evidences the dynamics of savings accounts. According to the Financial, in the country there are 33.7 million abandoned accounts. Despite the fact that last year (2016) the number of these products designed to save reached 62.1 million with an increase of 2.3% against the previous year. Only 28.4 million of them had at least one movement in the last six months. The abandonment by users amounts to 54.2%, says the report.
The abandonment understood as the fees associated with the management of the savings account. The very low returns offered by this alternative. If you consult the application of rates of credit establishments of the Super financier, it observed that for a fee of handling of the card debit. That used for all the operations of payments, withdrawals and the purchases. However, this type of accounts becomes an ally for the savings at this Christmas season. Continue reading “Tips to make your savings account become an investment”
Even your own parents with certain behavior instilled in you bad habits that you have about the use you give your money. Avoid them in time to have your finances better straightened out. It is common to receive all kinds of recommendations, is what we do all the time on our page, where we want to help you, so you earn little, you can manage your money so well that it will reach your needs and even for a saving or investment.
It is also normal to make bad decisions regarding the allocation of resources. They are terrible advice we receive from a friend, a family member. That we have inherited from our parents and those terrible recommendations paid later with our own pocket. For Jocelyn Black Hodes, author of Daily Worth, the parenting we receive from our parents has a direct impact on what we do with life, in financial terms. Continue reading “Tips on money that you should not hear from anyone”
Half of family heads believe that their loved ones could barely move forward. If they suffered, a crippling disease, but only two out of 10 have life or health insurance. The HSBC bank reported Thursday. The three main risks that this population perceives are the loss of employment (45%). The deterioration of the health of a relative or his partner (43%). According to with the survey ‘The power of protection, facing the future’ made to more than 1,000 people and presented by the financial institution on Thursday.
We like to support the family. But we avoid talking to her about the importance of future protection or how to deal with events that can change our lives. One of the best ways to be prepared is to cover you with insurance. Few have it as a priority. According to the survey, 82% of are committed to financially support their families. Two out of 10 say they have had to borrow or withdraw money from their savings to do so. HSBC said in the statement. In the document, he also pointed out that only 23% of respondents feel confident enough financially to be able to help their families. Continue reading “Every family Should have life or health insurance”
Preparation is the key to making the best decisions and to achieve a clear objective in the term proposed (short, medium or long) you need to have a strategy. This works for any type of situation; for example, to achieve the dreamed work, as can be a company manager. The strategy will be to study what will be to the position, have a second language. The dream company and give their best to obtain the position.
This is the same for investments and the main ‘wolves’ of Wall Street (United States). Where the largest financial center in the world is, anticipate what will happen to the markets. With figures in hand, read reports and take the pulse of the economy of the countries where their resources are. That is why the ‘King Midas’ of the capital market like Warren Buffet, Peter Lynch or John Templeton hire the best experts and, based on recommendations, define the fate of their portfolios. Continue reading “In what actions to invest for 2018?”
If your personal finances give you to save money, every month and you have become aware of the need to save for retirement. I will try to help you choose the best pension plan to complement your spending needs in the retirement stage. I will save you long arguments that you probably already know about pension plans. Just let me remind you something. There are fewer and fewer births and young people are quoting for lower wages.
The structure of the population pyramid makes it impossible for the public pension system to sustain itself. You cannot continue trusting dad for retirement status. I’m not telling you to advertise private pension plans. I think it is easy to understand. You need to start saving for retirement as soon as possible, if you do not want to have a bad time when you are an elder. Continue reading “What is the best pension plan to save for retirement?”
After having a stable job and getting a good savings. The best option is to work the money to get more income for the future and thus have a better quality of life. The options for investing are many. It is necessary to well advice this in order to be aware of how risky is the investment. How it works, how much profitability it can have. The external factors make you do well or badly. It extents you can put your money in order not to fail or end up bankrupt.
Better said, you must be clear about what you are getting into responsibility for the risk you are going to acquire. So if you are going to get into a business that promises great returns in a short time. You’d better think twice because you can be without money to enter a pyramid. The good news is that according to a survey conducted by Black Rock to about 4,000 people. 26% of respondents have considered investing at some point. In addition, 64% say they would be more confident in moving their money in cash to an investment if they gave it an endorsement that will have a guaranteed capital. Continue reading “Remember This Tips before investing in bitcoin”