The end of the year is getting closer generally, that brings us financial benefits. Some are perceptible quickly. On the other hand, there are others that are not so perceptible to our eyes and that should somehow exploit. Let us talk about financial benefits: performance bonuses, school incentives and gifts, etc. December is a great month for many, a month of abundance for some, a month for others and a month to liquidate debts. For this reason, we give you financial tips to control your finances at the end of the year.
Do not get excited with the amount of money you will receive it is very easy to spend tens or hundreds of dollars on a single shopping. The best thing is that before going out to spend your bonus or your bonuses take a minute to reflect As soon as that money has cost him. How much time of his life has he invested and evaluate if it deserves to be finished quickly.
First, buy virtually: today technology can be our best ally or our worst enemy. So let us try to occupy it good for today there are a few apps to compare prices. Evaluate and compare prices of similar items, that way you will have a panorama so that your purchase is not impulsive but reasoned.
Budget: the financial tool par excellence, make notes of all your income then all your expenses even leave a small amount to prevent unexpected. Allocating and ordering your expenses is easier and faster to leave commitments (debts) and have a value close to the reality of what will be available.
Saving, not stingy: This time is full of weddings, graduations, parties of exchange of gifts. Others the best thing is to be honest with their availability without ending in the end of the stinginess. It should look for a middle point for no reason should we spend on either something that hits us lightly or drastically our budget. Save: A 10% saving can seem cruel it is a perfect mattress that serves to stabilize and rescue our finances.